Here comes some trends that Capgemini as observed which are taking place in the banking industry.

Non traditional players are disrupting some of the profitable banking frontiers.

Continued focus on investment innovation to retain and enhance competitiveness

Investment in cyber security as threats continue to rise

One of the most interesting points in my view is an increasing investment in cloud technology for core banking activities

Leveraging of digitali technology in order to enhance customer experience


Investment in modern technology in order to replace old legacy systems( about time!!)


Distributed ledgers instead of centralized ledgers ( maybe a bit bitcoin inspired :))

Towards integration of risk management and compliance

Embracement of advanced analytics in addition to traditional BI solutions